Tag Archives: HMO

Two small business owners discuss defined contribution plan

Defined Contribution Health Plans — How Do They Benefit Your Small Business?

Employee retention is a crucial part of reducing company costs. And a key part of employee retention is that your business offers access to quality healthcare coverage. But you’re not a health insurance expert. You’re a small business owner with a small HR department and limited resources to navigate the health insurance industry. How do you offer comprehensive coverage and keep

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Flustered young woman learns about health insurance changes in 2017

Health Insurance Plans Will Change — Here’s How Those Changes Affect You

Health insurance in California saw three major changes in 2017. First, PPO plans were phased out in favor of HMO and EPO plans. Second, all Obamacare enrollees had to choose or be recommended to a PCP. Third, most plan premiums increased in price. Because California has the nation’s largest state-run health insurance exchange, its pool of about 1.4 million enrollees helped insurance companies

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Nurse's station at busy hospital

HMO, PPO, EPO, Or POS — What’s The Best Option?

In 2017, Blue Shield will be the only insurance carrier in California to offer a PPO. Blue Cross offered PPOs in 2016, but next year they’ll convert the majority of their PPO plans to EPOs. By 2018, it’s likely that zero carriers will offer a PPO. How do these changes impact you? Which plan should you choose? We’ll compare each plan type

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Emergency room entrance with red block letters on the metal awni

Looking For A Plan? Check Out These Must-Know Health Insurance Terms!

Health insurance is a pretty straightforward concept: You pay your insurance carrier a monthly premium, and your insurance carrier helps pay for your medical costs. Unfortunately, what’s not straightforward about health insurance is just about everything else. Healthcare coverage varies by plan type, insurance carriers, the network of doctors that carrier offers and state laws. Plus, each plan has its

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