health insurance

10 Cost-Effective Strategies for Managing Employee Benefits in 2025

By adminMarch 16, 2025Employee Benefits, Health Insuranceemployees, health insurance

10 Cost-Effective Strategies for Managing Employee Benefits in 2025 As businesses in San Diego and across California continue navigating economic shifts, managing employee benefits cost-effectively has become a top priority for employers in 2025. Balancing attractive benefits with budget constraints is key to retaining talent while maintaining financial health. Here are ten cost-effective strategies that can help employers optimize their

A Beginner’s Guide to COBRA Administration for Employers

By adminMarch 16, 2025Employee Benefits, Health Insuranceemployees, health insurance

A Beginner’s Guide to COBRA Administration for Employers in San Diego and California Navigating COBRA (Consolidated Omnibus Budget Reconciliation Act) administration can be a complex task for employers, especially in dynamic markets like San Diego and broader California. This guide breaks down the essentials of COBRA administration, helping employers meet their legal obligations while supporting former employees. What is COBRA?

Top 5 Benefits of Offering Group Health Insurance to Your Employees

By adminFebruary 11, 2025Employee Benefits, Health Insuranceemployees, health insurance

Top 5 Benefits of Offering Group Health Insurance to Your Employees Introduction In today’s competitive job market, businesses of all sizes are looking for ways to attract and retain top talent. One of the most effective strategies is offering group health insurance to employees. Not only does this benefit your workforce by providing essential healthcare coverage, but it also strengthens

Navigating Section 125 Plans: What Employers Need to Know

By adminJanuary 21, 2025Employee Benefits, Health Insurance, Individualemployees, health insurance

As a California business owner, particularly in thriving areas like San Diego, offering competitive employee benefits is crucial to attracting and retaining top talent. One powerful tool to achieve this is a Section 125 plan, often referred to as a Cafeteria Plan. These plans provide financial advantages for both employers and employees, making them a valuable addition to your benefits

Understanding the Difference Between Fully Funded and Self-Funded Insurance Plans

By adminJanuary 16, 2025Financial Planning, Health InsuranceFinancial Assistance, health insurance

Navigating the world of insurance can be challenging, especially when deciding between fully funded and self-funded insurance plans. Whether you’re a business owner exploring coverage options for employees in San Diego or an individual curious about how these plans differ, understanding the basics can help you make informed decisions. What is a Fully Funded Insurance Plan? A fully funded insurance

How to Choose the Right Health Insurance Plan for Your Small Business

By adminJanuary 9, 2025Employee Benefits, Health Insuranceemployees, health insurance

At Regency West, we specialize in helping small businesses in San Diego and California find health insurance solutions tailored to their needs. In this post, we guide you through choosing the right health insurance plan for your business, balancing affordability, coverage, and employee satisfaction. Whether you’re a small or large business, this comprehensive guide will simplify the decision-making process and

Due to the Inflation Reduction Act, Health Insurance Costs Less

By adminJanuary 19, 2023Group, IndividualAmerican Rescue Plan, cost, Covered California, health insurance, Health Insurance Plans, Inflation Reduction Act

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. In this post, Covered California details how, thanks to the American Rescue Plan and the Inflation Reduction Act, many Californians qualify for quality health insurance at a free monthly premium. More financial help is available than ever thanks to the American Rescue Plan and

Buying Health Insurance for 2023

By adminDecember 21, 2022Group, Individual2023, Covered California, health insurance, Health Insurance Plans

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. So what’s changing in health insurance for 2023? With added options, expanded access to Medi-Cal, and even more financial help, Covered California shares tips on how getting health insurance has never been this affordable. As you’re getting ready to buy health insurance for 2023, it’s a

How COVID-19 Impacts Your Health Insurance Premiums

By Heidi RedlitzNovember 15, 2022Group, IndividualAffordable Care Act, cost, Covered California, COVID-19, health insurance, health insurance premiums, healthcare policy, Small Business

As mandated by the Affordable Care Act (ACA), premium rates are finalized in the early fall and are based on events from two years before the pricing plan year. So, to know how 2023 rates were set this year, we’ll need to look back at 2021. And if there’s one event we can associate with 2021, it’s COVID-19. In summer

Generic and Brand-Name Prescriptions — Two Sides of the Same Pill?

By Heidi RedlitzSeptember 16, 2022Individualcost, health insurance, prescriptions

You know the feeling. You’re at the local pharmacy, dragging yourself through the aisles and staring down a rabbit hole of labels and discount stickers. All you want is a remedy for your runny nose, not a deep-dive into the slight pricing variations of over-the-counter cold medications. But that overwhelm hardly compares to the dread of shopping for prescription medications.

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