HMO, PPO, EPO, Or POS — What’s The Best Option?
In 2017, Blue Shield will be the only insurance carrier in California to offer a PPO. Blue Cross offered PPOs in 2016, but next year they’ll convert the majority of their PPO plans to EPOs. By 2018, it’s likely that zero carriers will offer a PPO. How do these changes impact you? Which plan should you choose? We’ll compare each plan type