It’s been said that employee turn over costs 150% of the employee’s annual salary due to lost production, sales, and training. With that in mind, offering employee benefits as an employer has never been more important.
However with the complexity of the insurance industry, from underwriting guidelines to participation and employer contributions, its imperative to work with a broker that understands the needs of your business and your employees while exploring all traditional and non-traditional options.
At Regency West our job is to make sure your business remains competitive by creating a benefits package that helps attract and retain quality employees to create greater value now and in the future.
When you choose us to create, implement and service your employee benefit packages you are getting a team that leverages a competitive package while containing costs. You also get a team that truly cares about the health and well being of you and your employees.
What’s the benefit of a benefits package if the employees don’t know how to access care? We are there to educate through open enrollments and throughout the year to make sure everyone has the access to care they deserve.

Through Regency West, you can shop and compare everything from:

• Life Policies
• Medical
• Dental
• Visions
• Medicare

Access all of this by contacting our licensed team of insurance specialists. We can also help you explore any assistance opportunities through CoveredCA.

Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) for short, was signed into law on March 23, 2010. The ACA is meant to “provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes”.

https://en.wikipedia.org/wiki/Health_care_reform
http://obamacarefacts.com/health-care-reform-timeline/
http://kff.org/health-reform/
https://www.whitehouse.gov/healthreform

Deals with the practice of delivering all aspects of human resource management with the professional and business issues associated with business practice, including client development, contracts, client management and the like.

http://www.shrm.org/legalissues/federalresources/federalstatutesregulationsandguidanc/pages/additionalfederallawguidance.aspx

Pro Assist HR- Is a full recruitment-to-retirement Human Resources Information System (HRIS) that allows employers to track, deliver and access HR data at the click of a mouse.

Quick Link: https://www.warnerpacific.com/ca/technology-center/pro-assisthr

EaseCentral– An online benefit communication and enrollment tool, EaseCentral allows you to easily manage employee benefits, on boarding and compliance in one central location.

Quick Link: https://www.warnerpacific.com/ca/technology-center/easecentral

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed in 1986 to provide certain former employees, retirees, spouses, former spouses and dependent children the right to temporary continuation of health coverage at group rates.

http://www.dol.gov/ebsa/cobra.html
http://www.dol.gov/general/topic/health-plans/cobra
http://www.dol.gov/ebsa/faqs/faq-consumer-cobra.html
http://www.dol.gov/ebsa/publications/cobraemployer.html

A Flexible Spending Arrangement (FSA) is typically funded by pre-tax employee contributions through a Section 125 Cafeteria Plan. An employer may also choose to contribute to employee accounts.

https://en.wikipedia.org/wiki/Flexible_spending_account