Category Archives: Individual

Due to the Inflation Reduction Act, Health Insurance Costs Less

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. In this post, Covered California details how, thanks to the American Rescue Plan and the Inflation Reduction Act, many Californians qualify for quality health insurance at a free monthly premium. More financial help is available than ever thanks to the American Rescue Plan and

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5 Things to Consider When You Shop for Health Insurance

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. In this post, Covered California breaks down how to find the best health plan based on those needs.   Choosing a health plan is an important decision for both your well-being and your wallet. It is critical to consider all of your options in order

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Health Insurance Tax Credits, Deductions and Other Financial Help

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. In this post, Covered California explains how to take advantage of financial help and avoid tax penalties when enrolling for health insurance. When the government wants to encourage you to do something, they often offer you a tax credit. Examples include everything from buying

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Buying Health Insurance for 2023

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. So what’s changing in health insurance for 2023? With added options, expanded access to Medi-Cal, and even more financial help, Covered California shares tips on how getting health insurance has never been this affordable.  As you’re getting ready to buy health insurance for 2023, it’s a

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When Can I Buy Health Insurance?

At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. Not sure when to buy health insurance? From qualifying for coverage to enroll-by deadlines, Covered California shares tips below to help you navigate your coverage options year-round. If you’ve ever shopped for health insurance, you may have heard of the term “open enrollment.”

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How COVID-19 Impacts Your Health Insurance Premiums

As mandated by the Affordable Care Act (ACA), premium rates are finalized in the early fall and are based on events from two years before the pricing plan year. So, to know how 2023 rates were set this year, we’ll need to look back at 2021. And if there’s one event we can associate with 2021, it’s COVID-19. In summer

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Generic and Brand-Name Prescriptions — Two Sides of the Same Pill? 

You know the feeling. You’re at the local pharmacy, dragging yourself through the aisles and staring down a rabbit hole of labels and discount stickers. All you want is a remedy for your runny nose, not a deep-dive into the slight pricing variations of over-the-counter cold medications. But that overwhelm hardly compares to the dread of shopping for prescription medications.

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Woman On Laptop Tries To Understand Her Explanation of Benefits (EOB)

How To Make Sense Of Your Explanation of Benefits (EOB)

Say you visit your doctor for an annual check-up, or you head to urgent care for a neck strain. Every time you visit your doctor, hospital, urgent care, or other healthcare provider, you’ll receive an “Explanation of Benefits” in the mail. But don’t grab your check or credit card yet — this Explanation of Benefits (EOB) is not a bill.

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Stressed Businessman Worries That He's A Victim Of Healthcare Fraud

How Healthcare Fraud Costs Us All

It takes a village to maintain your health insurance coverage. That village includes the health insurance company in charge of your plan, the network of doctors and hospitals that manage your care, the employer who might offer you group coverage, and the state and federal governments that provide mandatory benefits and possible tax credits to you and your employer. And

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