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Group of Small Business Owners Network At Conference

Here’s How the Affordable Care Act Affects Small Businesses in California

The Affordable Care Act (ACA) made sweeping changes to America’s healthcare system. And for small businesses, those changes have a big impact. If your firm has 50 or more employees, the ACA requires that you provide affordable coverage to your employees. If your firm has fewer than 50 employees, you don’t have to offer health insurance — but you do

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Flustered young woman learns about health insurance changes in 2017

Health Insurance Plans Will Change — Here’s How Those Changes Affect You

Health insurance in California saw three major changes in 2017. First, PPO plans were phased out in favor of HMO and EPO plans. Second, all Obamacare enrollees had to choose or be recommended to a PCP. Third, most plan premiums increased in price. Because California has the nation’s largest state-run health insurance exchange, its pool of about 1.4 million enrollees helped insurance companies

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Nurse's station at busy hospital

HMO, PPO, EPO, Or POS — What’s The Best Option?

In 2017, Blue Shield will be the only insurance carrier in California to offer a PPO. Blue Cross offered PPOs in 2016, but next year they’ll convert the majority of their PPO plans to EPOs. By 2018, it’s likely that zero carriers will offer a PPO. How do these changes impact you? Which plan should you choose? We’ll compare each plan type

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Emergency room entrance with red block letters on the metal awni

Looking For A Plan? Check Out These Must-Know Health Insurance Terms!

Health insurance is a pretty straightforward concept: You pay your insurance carrier a monthly premium, and your insurance carrier helps pay for your medical costs. Unfortunately, what’s not straightforward about health insurance is just about everything else. Healthcare coverage varies by plan type, insurance carriers, the network of doctors that carrier offers and state laws. Plus, each plan has its

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young people play in snow

Turning 26? Here’s How To Shop For A Budget-Friendly Health Plan

By age 26, you’ve hit plenty of milestones. You’ve made it through school, scored a “real” job, and maybe even quit that “real” job. You’ve learned the value of a full night’s sleep and a predictable routine. And, according to your parents, you’ve become a technology prodigy. Despite everything you’ve mastered by your mid-20s, there’s still one thing that you

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US Capitol, Washington DC, where Obamacare was passed

Confused About Obamacare? Here’s What You Need To Know About The Health Insurance Law

By 2022, Obamacare is projected to offer healthcare coverage to 33 million previously uninsured Americans. But if you’re confused by what Obamacare means to you, you’re not alone! The law is thousands of pages long — hardly the type of casual reading you want to do in your free time. We won’t get into the nitty gritty of Obamacare complexities.

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Patient with health plan under Special Enrollment shakes hands with doctor

Need Health Insurance Now? You Might Qualify For Special Enrollment!

You need health insurance, but you’re not sure how to get it. You did a quick Google search and saw that Open Enrollment ended on Jan. 31 — and it won’t reopen until November 2018! If you missed this short window of time to sign up for a plan, can you still get covered? The answer lies in three words: Special Enrollment Period. What

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