It’s that time of year again! Open Enrollment, the annual period in which you can sign up for a health insurance plan for 2018, runs Nov. 1, 2017 to Jan. 31, 2018 in California. This window is your only chance to sign up for 2018 healthcare coverage. (Exceptions will be made, however, for those who qualify for Special Enrollment).
So now’s the time to shop for a plan! But with so many choices, how do you decide which insurance company — and which plan — to pick?
How To Compare Health Insurance Companies
You have three ways to compare plans from health insurance companies.
1. Talk to a licensed agent at Regency West.
Regency West Insurance Services is an independent health insurance agency that finds affordable, customized coverage for you and your family. Our licensed agents compare plans from multiple insurance companies in your area. Then they help you pick the plan that’s right for you!
2. Compare plans on Covered California.
This state-run exchange allows you to search for various Obamacare-compliant plans. First, you answer some personal questions about your age, income, and how often you see a doctor and take prescription medications. Then the site’s Shop and Compare Tool lays out a list of plans in your area, including details like plan type, insurance company, deductible, copays, plan quality, and coverage for prescription drugs and doctor visits. It also lets you filter results and do a side-by-side comparisons of plans.
3. Buy directly from an insurance company.
Just visit each company’s website or give them a call. Most major companies have a comparison tool that works like the one on Covered CA. They also have company agents standing by to help you pick a plan.
The Best Way To Compare Plans
So, you have three options to shop for healthcare coverage in your area. But these options aren’t created equal. Their biggest discrepancy is convenience.
While Covered California’s Shop and Compare Tool is easy to use, it’s not so easy to talk to a real person. To get personalized help comparing plans, you have to dial an 800 number or search the site’s directory to find contact information for an agent near you.
Prefer to shop directly through the insurance companies? Prepare to jump through even more hoops. Some sites will make you create an account before they deliver you a quote. Other sites will have broken links or send you down a rabbit hole of resource pages.
Plus, company agents can only show you plan options from the insurance company that they work for. In order to compare plans from multiple companies, you have to get a quote or make a call to every insurance company in your area. That’s a lot of open tabs and wasted hours on hold!
Find A Plan With Regency West
With Regency West Insurance Services, the process is much simpler. We connect you with a real person — a licensed insurance agent, to be exact — who can find the right plan for you! This insurance experts work with all insurance companies, which means we help you compare all your coverage options. We can also figure out if you qualify for government-funded financial assistance.
And best of all, help from Regency West is 100% free. We get paid for our service, but it’s your insurance company — not you — who pays us.
So, what’s the best way to compare plans from health insurance companies? Let’s review.
You could call every insurance company in your area to compare plans. You could use Covered California to shop on your own, or put in extra work to talk to a real person. But why waste your time? Regency West has insurance experts who are waiting to hear from you. In just minutes, you can get in touch with a friendly, honest source who puts your health needs first.
Choosing between insurance companies is so easy!
- Fill out our contact form on RegencyWestinsurance.com, or just give us a call at (858) 699-0286.
- Get in touch with a licensed, independent agent.
- Work one-on-one with an agent to comparison shop or create an affordable, customized plan.
Avoid the headache of scrutinizing plan details from multiple companies. Let the experts do the work for you. Try Regency West, and get immediate, personalized service from a professional. We can’t wait to hear from you!