by Heidi Redlitz | Feb 2, 2017 | Group
The Affordable Care Act (ACA) made sweeping changes to America’s healthcare system. And for small businesses, those changes have a big impact. If your firm has 50 or more employees, the ACA requires that you provide affordable coverage to your employees. If your firm...
by Heidi Redlitz | Jan 16, 2017 | Individual
It’s that time of year again! Open Enrollment, the annual period in which you can sign up for a health insurance plan for 2018, runs Nov. 1, 2017 to Jan. 31, 2018 in California. This window is your only chance to sign up for 2018 healthcare coverage. (Exceptions...
by Heidi Redlitz | Dec 24, 2016 | Individual, Uncategorized
Health insurance in California saw three major changes in 2017. First, PPO plans were phased out in favor of HMO and EPO plans. Second, all Obamacare enrollees had to choose or be recommended to a PCP. Third, most plan premiums increased in price. Because California...
by Heidi Redlitz | Dec 8, 2016 | Uncategorized
In 2017, Blue Shield will be the only insurance carrier in California to offer a PPO. Blue Cross offered PPOs in 2016, but next year they’ll convert the majority of their PPO plans to EPOs. By 2018, it’s likely that zero carriers will offer a PPO. How do these changes...
by Heidi Redlitz | Nov 7, 2016 | Uncategorized
When it comes to your health, you want to pick the best possible health insurance plan. But how do you decide which parts of a plan are most important? How can you be sure that your policy will cover your medical needs? In short, how do you find a plan that works for...
