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How COVID-19 Impacts Your Health Insurance Premiums

How COVID-19 Impacts Your Health Insurance Premiums

by Heidi Redlitz | Nov 15, 2022 | Group, Individual

As mandated by the Affordable Care Act (ACA), premium rates are finalized in the early fall and are based on events from two years before the pricing plan year. So, to know how 2023 rates were set this year, we’ll need to look back at 2021. And if there’s one event we...
Generic and Brand-Name Prescriptions — Two Sides of the Same Pill? 

Generic and Brand-Name Prescriptions — Two Sides of the Same Pill? 

by Heidi Redlitz | Sep 16, 2022 | Individual

You know the feeling. You’re at the local pharmacy, dragging yourself through the aisles and staring down a rabbit hole of labels and discount stickers. All you want is a remedy for your runny nose, not a deep-dive into the slight pricing variations of...
Breaking Down the Difference Between the ER and Urgent Care

Breaking Down the Difference Between the ER and Urgent Care

by Heidi Redlitz | Apr 12, 2022 | Group, Individual

Once upon a time, my foot got impaled by a stingray. After hours of Netflix binging and hot-water soaking, the searing pain began to ease. But the next morning, my swollen foot had expanded half a shoe size. By noon, it had busted out of my slip-on loafer.  In a daze,...
PEO Vs. Unbundled: Which Employment Model Is Best for Your Business?

PEO Vs. Unbundled: Which Employment Model Is Best for Your Business?

by Heidi Redlitz | Apr 12, 2022 | Group

Your whole business — your mission and goals, your employee talent — is greater than the sum of its parts. But what if you’re paying too much for the parts?  Take that PEO contract you signed to take care of your HR needs. It’s saving you time, but is it also draining...
How to Elect Group Benefits for a Multigenerational Workplace

How to Elect Group Benefits for a Multigenerational Workplace

by Heidi Redlitz | Feb 28, 2022 | Uncategorized

The workforce of 2022 spans seven decades and five generations. While each employee comes to work with unique needs, each generation also carries expectations for the roles that their job, employer, and employee benefits play in their lives. Here’s a breakdown of...
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