by Heidi Redlitz | Nov 15, 2022 | Group, Individual
As mandated by the Affordable Care Act (ACA), premium rates are finalized in the early fall and are based on events from two years before the pricing plan year. So, to know how 2023 rates were set this year, we’ll need to look back at 2021. And if there’s one event we...
by Heidi Redlitz | Sep 16, 2022 | Individual
You know the feeling. You’re at the local pharmacy, dragging yourself through the aisles and staring down a rabbit hole of labels and discount stickers. All you want is a remedy for your runny nose, not a deep-dive into the slight pricing variations of...
by Heidi Redlitz | Apr 12, 2022 | Group, Individual
Once upon a time, my foot got impaled by a stingray. After hours of Netflix binging and hot-water soaking, the searing pain began to ease. But the next morning, my swollen foot had expanded half a shoe size. By noon, it had busted out of my slip-on loafer. In a daze,...
by Heidi Redlitz | Sep 28, 2017 | Individual
Say you visit your doctor for an annual check-up, or you head to urgent care for a neck strain. Every time you visit your doctor, hospital, urgent care, or other healthcare provider, you’ll receive an “Explanation of Benefits” in the mail. But don’t grab your check or...
by tomas | Aug 29, 2017 | Group, Individual
It takes a village to maintain your health insurance coverage. That village includes the health insurance company in charge of your plan, the network of doctors and hospitals that manage your care, the employer who might offer you group coverage, and the state and...
by Heidi Redlitz | Jun 20, 2017 | Group, Individual
On June 5, 2017, California state senators passed SB 562, a healthcare bill that would offer free healthcare services to all California residents. If it sounds too good to be true, it is. Because providing free medical care for 40-plus million people comes with a huge...