What Is an HMO vs PPO? Simple Comparisons for Employers in California law
Understanding the difference between an HMO and PPO is key for California employers navigating health coverage in 2025. This blog breaks down these two popular options in simple terms, offering a clear comparison to help businesses choose the right fit for their teams. We also explore how California insurance plans must meet compliance requirements, how they tie into group coverage, and what to consider when Medicare Advantage enters the mix. Whether you’re updating your benefits or launching new ones, this guide makes complex topics easier to manage.