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Why Your Business Needs an Insurance Broker (Not Just a Plan)

Why Your Business Needs an Insurance Broker (Not Just a Plan)

by Project Div | Aug 29, 2025 | Maximizing Employee Benefits

Choosing a health plan for your business can feel challenging with balancing budgets, meeting employee needs, and staying on top of compliance, it’s a lot to manage. For many business owners, the instinct is to pick a plan and hope it covers the bases. The truth is, a...
How to Time Your Medicare Enrollment with Employer Coverage in California

How to Time Your Medicare Enrollment with Employer Coverage in California

by Project Div | Aug 27, 2025 | Insurance Plan Comparisons

Some of your employees may be approaching age 65 while still working, the big question is: when should they enroll in Medicare? The answer isn’t always straightforward, especially if you’re still receiving employer-sponsored health benefits. In California, where...
Should You Offer an HSA-Compatible Plan? Pros and Cons

Should You Offer an HSA-Compatible Plan? Pros and Cons

by Project Div | Aug 25, 2025 | Enrollment & Onboarding Guidance

As health insurance costs continue to rise, many California employers are looking for creative ways to offer meaningful employee health plans while keeping budgets in check. One increasingly popular option is the HSA-compatible health plan, also known as a...
Making the Switch: Transitioning from Individual to Group Health in California companies

Making the Switch: Transitioning from Individual to Group Health in California companies

by Project Div | Aug 22, 2025 | Insurance Strategy for Small Business

There comes a point when offering group health insurance in California becomes more than a perk, it becomes a strategic move. If you’re expanding your team, competing for top talent, or aiming to improve retention, transitioning from individual coverage to a formal...
Benefits Benchmarking: How Does Your Package Compare?

Benefits Benchmarking: How Does Your Package Compare?

by Project Div | Aug 20, 2025 | Wellness & Preventive Coverage

If you’re running a 10-person tech startup or managing HR for a growing construction company, offering competitive employee health plans is no longer a luxury—it’s an expectation. But how do you know if your current benefits are keeping up with the market?...
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