Blog
Regency West Blog: Health Coverage & Compliance Tips
Stay informed with Regency West’s blog on California insurance plans, employee coverage tips, and compliance insights for small businesses and HR leaders.
Defined Contribution Health Plans — How Do They Benefit Your Small Business?
Employee retention is a crucial part of reducing company costs. And a key part of employee retention is that your business offers access to quality healthcare coverage. But you’re not a health insurance expert. You’re a small business owner with a small HR department...
The Small Group Definition Has Changed. Will Your Business Be Impacted?
Under the original provisions of the Affordable Care Act, the term “small business” applied to companies with no more than 50 employees. As of January 2016, that definition has changed. If your firm has 1 to 100 full-time equivalent employees, you are now eligible to...
Here’s Why Your Small Business Should Offer Employee Health Benefits
Almost two-thirds of insured Americans receive health insurance through their employers. But plenty of Americans -- specifically, Americans who work for small businesses — don’t receive health insurance through work. If you’re a small business owner with fewer than 50...
Here’s How the Affordable Care Act Affects Small Businesses in California
The Affordable Care Act (ACA) made sweeping changes to America’s healthcare system. And for small businesses, those changes have a big impact. If your firm has 50 or more employees, the ACA requires that you provide affordable coverage to your employees. If your firm...
Can’t Decide Between Health Insurance Companies? Compare Plans Here!
It's that time of year again! Open Enrollment, the annual period in which you can sign up for a health insurance plan for 2018, runs Nov. 1, 2017 to Jan. 31, 2018 in California. This window is your only chance to sign up for 2018 healthcare coverage. (Exceptions will...
Health Insurance Plans Will Change — Here’s How Those Changes Affect You
Health insurance in California saw three major changes in 2017. First, PPO plans were phased out in favor of HMO and EPO plans. Second, all Obamacare enrollees had to choose or be recommended to a PCP. Third, most plan premiums increased in price. Because California...
HMO, PPO, EPO, Or POS — What’s The Best Option?
In 2017, Blue Shield will be the only insurance carrier in California to offer a PPO. Blue Cross offered PPOs in 2016, but next year they’ll convert the majority of their PPO plans to EPOs. By 2018, it’s likely that zero carriers will offer a PPO. How do these changes...
Need Health Insurance? Here’s How To Pick The Right Plan
When it comes to your health, you want to pick the best possible health insurance plan. But how do you decide which parts of a plan are most important? How can you be sure that your policy will cover your medical needs? In short, how do you find a plan that works for...
Looking For A Plan? Check Out These Must-Know Health Insurance Terms!
Health insurance is a pretty straightforward concept: You pay your insurance carrier a monthly premium, and your insurance carrier helps pay for your medical costs. Unfortunately, what’s not straightforward about health insurance is just about everything else....
Turning 26? Here’s How To Shop For A Budget-Friendly Health Plan
By age 26, you’ve hit plenty of milestones. You’ve made it through school, scored a “real” job, and maybe even quit that “real” job. You’ve learned the value of a full night’s sleep and a predictable routine. And, according to your parents, you’ve become a technology...