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Regency West Blog: Health Coverage & Compliance Tips
Stay informed with Regency West’s blog on California insurance plans, employee coverage tips, and compliance insights for small businesses and HR leaders.
When Can I Buy Health Insurance?
At Regency West, we help you explore assistance opportunities and find a plan that fits your needs. Not sure when to buy health insurance? From qualifying for coverage to enroll-by deadlines, Covered California shares tips below to help you navigate your coverage...
How COVID-19 Impacts Your Health Insurance Premiums
As mandated by the Affordable Care Act (ACA), premium rates are finalized in the early fall and are based on events from two years before the pricing plan year. So, to know how 2023 rates were set this year, we’ll need to look back at 2021. And if there’s one event we...
Generic and Brand-Name Prescriptions — Two Sides of the Same Pill?
You know the feeling. You’re at the local pharmacy, dragging yourself through the aisles and staring down a rabbit hole of labels and discount stickers. All you want is a remedy for your runny nose, not a deep-dive into the slight pricing variations of...
Breaking Down the Difference Between the ER and Urgent Care
Once upon a time, my foot got impaled by a stingray. After hours of Netflix binging and hot-water soaking, the searing pain began to ease. But the next morning, my swollen foot had expanded half a shoe size. By noon, it had busted out of my slip-on loafer. In a daze,...
PEO Vs. Unbundled: Which Employment Model Is Best for Your Business?
Your whole business — your mission and goals, your employee talent — is greater than the sum of its parts. But what if you’re paying too much for the parts? Take that PEO contract you signed to take care of your HR needs. It’s saving you time, but is it also draining...
How to Elect Group Benefits for a Multigenerational Workplace
The workforce of 2022 spans seven decades and five generations. While each employee comes to work with unique needs, each generation also carries expectations for the roles that their job, employer, and employee benefits play in their lives. Here’s a breakdown of...
Will Medical Marijuana Be Covered By Employee Health Plans?
As of 2022, 37 states (and Washington, DC) have legalized marijuana in some form. But the costs associated with medical marijuana are not covered by health insurance plans, even in states that have legalized weed. These facts seem at odds. If medical marijuana is...
Has the COVID-19 Pandemic Affected Employer Contributions?
Considering the COVID-19 pandemic’s massive impact on the workforce, a more robust benefits package is not a matter of if, but what. As in, what changes should employers make to benefits packages to retain employees and attract high-quality talent? For 2022, you’ll...
How Employers Prioritize Workforce Wellness
If COVID-19 has reinforced any maxim, it’s this: personal health and wellness is the cornerstone of longevity and livelihood. While the lines have blurred between work and home, the need for comprehensive healthcare — and affordable plans that cover it — has become...
Employers Conflicted about Re-Opening Business during Rise of COVID-19 Pandemic Case Numbers
While city, county and state governments rush to reopen the economy in an attempt to lessen the financial damage caused by the months of quarantine closures, many business owners remain conflicted and confused about how to move forward in the midst of a continuing...