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Regency West Blog: Health Coverage & Compliance Tips
Stay informed with Regency West’s blog on California insurance plans, employee coverage tips, and compliance insights for small businesses and HR leaders.
How To Make Sense Of Your Explanation of Benefits (EOB)
Say you visit your doctor for an annual check-up, or you head to urgent care for a neck strain. Every time you visit your doctor, hospital, urgent care, or other healthcare provider, you’ll receive an “Explanation of Benefits” in the mail. But don’t grab your check or...
How Healthcare Fraud Costs Us All
It takes a village to maintain your health insurance coverage. That village includes the health insurance company in charge of your plan, the network of doctors and hospitals that manage your care, the employer who might offer you group coverage, and the state and...
A Section 125 Plan Offers Tax Benefits For Your Small Business
Let’s say we could offer you a way to reduce your small business’ payroll taxes. Now, let’s say we could offer you a way for employees to reduce their taxable incomes. If we could provide both of these benefits in one package, would you take our offer? Of course you...
What’s The ROI On Employee Wellness Programs?
In a survey by the Society for Human Resource Management, about three-fourths of HR professionals reported that their organizations offered wellness incentives in 2014. Of this number, about two-thirds reported that their wellness program was “somewhat effective” or...
How To Curb The High Costs of Employee Turnover
More than half of the U.S. working population is employed by a small business. However, employee turnover keeps many of these businesses from lasting for the long run. How can your firm reduce employee turnover? First, understand the direct and indirect costs of...
How Would A Single-Payer System Affect You?
On June 5, 2017, California state senators passed SB 562, a healthcare bill that would offer free healthcare services to all California residents. If it sounds too good to be true, it is. Because providing free medical care for 40-plus million people comes with a huge...
Small Business Owners: Consider The Partial Self-Funded Model For Your Business!
When a small business owner considers group coverage for employees, their search starts with the Big Question: How do I pay for my employees’ health insurance? The Big Answer is a bit complicated, but we’ll cover the bases in this post. To pay for employees’ health...
Small Business Owners — You Can Get Help Paying For Health Insurance Costs!
Are you a small-business owner with fewer than 25 full-time employees? You could be eligible for a small business tax credit! This federal subsidy is targeted to businesses with low to moderate-income employees, and it offsets the cost of paying for employees’ health...
Employer Shared Responsibility Provision – Does It Apply To Your Business?
On January 1, 2015, the Employer Shared Responsibility provision went into effect. As of 2017, the provision — and possible penalty for non-compliance — applies to “large” small businesses in California. In this post, we’ll discuss who falls under the shared...
Will You Lose Your Health Insurance Under Trump?
After the 2016 election, pundits on all sides swore, “We’re out of the prediction business.” The same declaration should be made for anyone involved in healthcare policy — because while commentary abounds on the future of health insurance under President Trump,...