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Regency West Blog: Health Coverage & Compliance Tips
Stay informed with Regency West’s blog on California insurance plans, employee coverage tips, and compliance insights for small businesses and HR leaders.
What Are Minimum Essential Coverage Requirements in the State of California
If you’re a business owner or HR leader in California, you’ve likely heard the term Minimum Essential Coverage (MEC) tossed around when reviewing health benefits. But what exactly qualifies as MEC? How do these requirements affect your California insurance plans? What...
Helping Employees Understand Medicare Part B Premiums
Navigating Medicare can be tricky for anyone, but for California employers, it’s especially important to help team members understand how Medicare Part B premiums affect their CA employee coverage, compliance obligations, and retirement planning. With more employees...
How to Compare Group Plan Providers Before Renewal in California Law
Being an employer in California, group health insurance renewal season can feel overwhelming. With rising premiums, evolving laws, and increasingly diverse employee needs, making the right choice requires more than just picking the lowest price. Whether you’re a small...
5 Employee Questions to Expect During Open Enrollment
Open enrollment season isn’t just about handing out benefits packets—it’s about having real conversations. For most employees, choosing a health plan is one of the most important (and confusing) decisions they’ll make all year. And as an employer, HR leader, or...
Avoiding HIPAA Violations as a Small Business in CA Small Businesses
Managing health benefits as a small business in California comes with a long list of responsibilities—from choosing the right California insurance plans to making sure you’re answering employee questions during open enrollment. But one critical area that’s often...
Why Your Business Needs an Insurance Broker (Not Just a Plan)
Choosing a health plan for your business can feel challenging with balancing budgets, meeting employee needs, and staying on top of compliance, it’s a lot to manage. For many business owners, the instinct is to pick a plan and hope it covers the bases. The truth is, a...
How to Time Your Medicare Enrollment with Employer Coverage in California
Some of your employees may be approaching age 65 while still working, the big question is: when should they enroll in Medicare? The answer isn’t always straightforward, especially if you're still receiving employer-sponsored health benefits. In California, where many...
Should You Offer an HSA-Compatible Plan? Pros and Cons
As health insurance costs continue to rise, many California employers are looking for creative ways to offer meaningful employee health plans while keeping budgets in check. One increasingly popular option is the HSA-compatible health plan, also known as a...
Making the Switch: Transitioning from Individual to Group Health in California companies
There comes a point when offering group health insurance in California becomes more than a perk, it becomes a strategic move. If you’re expanding your team, competing for top talent, or aiming to improve retention, transitioning from individual coverage to a formal...
Benefits Benchmarking: How Does Your Package Compare?
If you're running a 10-person tech startup or managing HR for a growing construction company, offering competitive employee health plans is no longer a luxury—it's an expectation. But how do you know if your current benefits are keeping up with the market? That’s...