Service
Individual Health Insurance Plans That Works for You
Whether you’re self-employed, between jobs, or simply seeking personalized protection, our individual health insurance solutions give you peace of mind and financial security. At Regency West Insurance, we take the guesswork out of finding the right plan, guiding you every step of the way with expert, unbiased advice.
Where We Can Help
Simplifying Your Individual Insurance Search
Full Health Coverage Plans
We help you navigate and compare individual major medical plans from trusted insurance providers. From doctor visits and hospital stays to preventive care and prescriptions, we’ll guide you toward the coverage that fits your health needs and long-term goals.
Support with Short-Term & Catastrophic Plan Options
If you’re between jobs or need low-cost protection, we’ll help you explore short-term and catastrophic health plans available in your area. Our team simplifies the process so you can make confident choices without overspending.
Supplemental Coverage & ACA Enrollment Help
Looking to add dental, vision, or critical illness coverage? We’ll walk you through supplemental insurance options and help you enroll in ACA-compliant plans, including checking if you qualify for subsidies to lower your premium.
Why Choose Us
Trusted by California Businesses
When it comes to individual health insurance, there’s no one-size-fits-all solution. At Regency West Insurance, we don’t sell policies—we guide you through them. With expert insight and personalized support, we help you compare plans, understand your options, and choose the coverage that fits your life, your budget, and your health needs.
Specialists in California Group Coverage
Compliance-First, Hassle-Free Support
Customized Plans, No Cookie-Cutter Solutions
Year-Round Service, Not Just at Renewal
Common Inquiries
Individual Health Insurance FAQs: Guidance from your trusted insurance broker
How do I find the right individual health insurance plan?
At Regency West Insurance, we help you compare plans from top insurance carriers based on your needs, budget, and preferred doctors. We don’t sell insurance—we guide you through your options and support you in selecting a plan that fits your life.
What if I don’t qualify for coverage through an employer?
No problem. We assist individuals who are self-employed, between jobs, or otherwise ineligible for employer-sponsored plans. Our team helps you explore ACA-compliant options and determine if you qualify for any financial assistance or subsidies.
Can I change my plan if my situation changes?
Yes, but you’ll need to meet specific criteria to qualify for a Special Enrollment Period. We help you understand what life events make you eligible and guide you through any plan transitions with ease—so you’re never left unprotected.
Is dental or vision coverage included in my health plan?
Usually not—but we can help. As brokers, we connect you with reliable carriers that offer supplemental dental and vision coverage. We’ll help you add what you need to create a complete and cost-effective benefits package.