Proven Insurance Excellence
Insurance Solutions That Evolve With Your Business and Life
Serving San Diego and all of California, we go beyond policy placement—designing benefits that help you attract and retain top talent while supporting your individual coverage needs.
Peace of Mind
Sleep better at night knowing you have the right coverage in place. Whether you’re managing a business or securing your family’s future, Regency West Insurance is here to help you plan, protect, and thrive.
Cost Savings
Insurance shouldn’t break the bank. Regency West Insurance specializes in cost-effective strategies that help businesses and families stay protected while saving money.
Security First
Real protection starts with a security-first approach. Regency West Insurance puts safeguards in place so you’re prepared for the unexpected and protected at every stage.
About Us
More Than Just Coverage
At Regency West Insurance, we specialize in helping California businesses and individuals find smart, cost-effective insurance solutions that actually make a difference. Based in San Diego and serving clients across the state, we bring over 20 years of experience in group benefits, individual coverage, and Medicare planning. Unlike traditional agencies that only offer cookie-cutter policies, we take a hands-on, consultative approach—starting with a full audit of your current setup and business goals. Whether you’re a small business under 100 employees looking to attract and retain top talent through customized group health insurance, or an individual navigating Covered California, life insurance, or Medicare options, we’re here to guide you every step of the way.
Our Services
Tailored solutions for your coverage
Group Benefits
Custom group health, dental, vision, and life insurance plans for businesses under 100 employees. Includes HR support and Section 125 plans.
Individual Coverage
One-on-one help with medical, dental, life, and Medicare plans—including Covered California guidance.
Benefits Consulting
We audit your current setup and build strategic, compliant plans that support employee retention and long-term growth.
Why Choose Us
Why Businesses and Individuals Across San Diego and California Trust Regency West for Personalized, Strategic Insurance Solutions
Local Expertise
Efficient Processes
Personalized Service
Year-Round Commitment
Our Process
Guiding You Through Our Three-Step Process
Consultation & Audit
01
We begin with a personalized consultation to understand your current needs, business goals, or life situation. For companies, we audit your existing benefits setup and workforce structure to identify gaps and opportunities.
Custom Strategy
02
Next, we craft a tailored insurance strategy—offering compliant, competitive options that align with your goals. From group health and Section 125 plans to Medicare and Covered California options, we help you choose smart.
Implementation
03
Once your plan is in place, we manage everything—from enrollment and onboarding to carrier submissions and employee education. We’re available year-round, not just during open enrollment.
Common Inquiries
Unlocking The Power of Insurance Together
What’s the difference between group health insurance and individual coverage?
Group health insurance is typically offered by an employer and provides coverage to employees and sometimes their families. Individual coverage, on the other hand, is purchased directly by you and tailored to your specific needs and budget. Regency West can help you compare both and choose what’s best for your situation.
When should I start planning for Medicare coverage?
It’s best to begin exploring Medicare options 3 to 6 months before you turn 65. Regency West Insurance provides personalized Medicare consulting to help you understand your eligibility, coverage choices, and enrollment timelines—so you don’t miss a thing.
Can Regency West help me customize a health insurance plan?
Absolutely. Whether you’re self-employed, a small business owner, or just looking for better options, our team provides personalized consulting to help you build a plan that fits your health needs and budget.
What consulting services does Regency West Insurance offer?
We offer expert insurance consulting for businesses and individuals—including plan reviews, benefits benchmarking, compliance guidance, and strategy sessions to improve coverage while managing costs effectively.